I am always hesitant with insurance products. I like to do my homework and investigate all products. Only when there is a need and a necessity do I recommend insurance. Critical Illness Insurance is one that I often recommend. It is a lump sum that is paid to you if…
CONTINUE READINGThe health of your mind, body, and relationships is your biggest wealth. It is vital to nurture these assets while you nurture your finances. It is fair to want and need support and collaboration to run a household and manage the family finances. One person may want to do all…
CONTINUE READINGI wanted to share with you a note from PEAK management. It speaks volumes as to why I have chosen to align my company, Astra Financial with PEAK. You may have heard that some employees at Canada’s largest banks have reported that high-pressure tactics may have been used to…
CONTINUE READINGThe Saskatchewan government is increasing the provincial sales tax (PST) to deal with a deficit forecast at $685 million as the province looks to return to a balanced budget in three years. The PST is increasing one percentage point to six per cent effective March 23, 2017. PST is being…
CONTINUE READINGOn Wednesday, March 22nd at 4 pm, Bill Morneau, Federal Minister of Finance, delivered his Federal budget in the House of Commons. The budget is titled “Building a Strong Middle Class”. What you Need to Know The Federal budget was described as a “wait-and-see” budget by CBC news, with a…
CONTINUE READINGIt took almost a decade for me to realize the importance of money and relationships. My career was beginning in finance and my life was becoming the place to practice my passion. I have learned things along the way from books, courses, professional designation, but more importantly from…
CONTINUE READINGWhere do you get your money advice from? Is it a friend who you think is money smart, maybe a parent or co-worker? Your money advice should come from a professional that can step back from the emotional side of money. Finding a Financial Planner should be a priority. We…
CONTINUE READING$10 Canadian Bank Note Viola Desmond is considered an icon of human rights and freedom movement in Canada. She was a successful Nova Scotia business woman known for defiantly refusing to leave a whites-only movie theatre in 1946. She was jailed, convicted and fined. Her case was the first known…
CONTINUE READING2016 -end of year tax updates you need to know It has been a whirlwind of tax changes so I have put together a short video that shares the end of year tax updates that you need to know by Dec 31st. Principle Residence Exemption The…
CONTINUE READINGMany people think about their retirement often and most begin their retirement planning way before they are close to retirement age. However, some people only consider how much money they need in their RSP’s or pension when discussing their retirement plans. There is so much more that you need to…
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