CPP AND OAS TIMING

CPP AND OAS TIMING

As retirement planning specialists, we help you determine the best time to collect your Canada Pension Plan and Old Age Security.

To do that, we take into consideration how these benefits will interact with other income sources such as:

  • Rental income
  • Pensions
  • Registered Withdrawals
  • Dividends and interest
  • Capital gains

We also factor in family health conditions, spousal benefits, personal preferences, and more.

By analyzing your entire financial picture, we are able to choose a timing strategy that reduces your tax bill in retirement and optimizes your income stream.

Want to learn more about choosing the right CPP and OAS claiming strategy? CLICK HERE for your Free Second Opinion and Checkup