Category: Advice

Wondering how to save for your first home? In this episode, Nicole Putz and I discuss the first-time homeowner savings account and other practical tools to leverage when navigating today’s challenging real estate market. Here’s what we’re chatting about: Embrace Long-Term Planning for Homeownership: The landscape of homeownership has shifted…

Curious about whether a part-time job in retirement is right for you? In this episode of the Heart of Your Money podcast, we dive into the emotional and financial considerations of working part-time after retirement. Whether you’re looking for a sense of purpose, a financial buffer, or simply exploring your…

Are you planning for retirement and unsure about when to start taking your Canadian Pension Plan (CPP) benefits? Don’t miss this crucial episode of the Heart of Your Money podcast! In episode 119, we delve into the intricacies of the CPP, a hot topic in almost every retirement meeting. Discover…

In my latest episode, I’m sharing why our last 2 clients came to Astra Financial and the importance of these 3 things in an financial advising relationship:  ➡️ Personalized Financial Planning: The critical need for detailed and personalized financial planning as clients approach retirement ➡️ Recognizing and Acting on Red…

Are you ready to supercharge your financial journey? 🚀 Tune in to our latest podcast episode where my daughter and I dive deep into three game-changing strategies for financial success and stronger family bonds, including … 🌟Starting small but dreaming big: And how those little steps can lead to massive…

Ready to gain insightful secure your financial future through smart pension management? In my latest podcast episode, I’m sharing my top tips, including … 💰Educating yourself about pensions early in your career, covering contribution rates and vesting periods to make informed decisions. 💰Exploring the benefits of consolidating multiple pension accounts…

Importance of End-of-Life Conversations and Documentation: The podcast emphasizes the critical need for individuals to have conversations about their end-of-life wishes with loved ones or document them if they can’t. This ensures that their desires are known and respected, helping to avoid family conflicts and uncertainty during challenging times. Comprehensive…

Elevate your tax game with my latest podcast! Today’s episode is dedicated to tax season. Learn my top tips on navigating recent updates, including … 🌟 Discovering the power of disclosure in trust arrangements, ensuring CRA compliance and penalty avoidance. 📝 Traversing the 2023 home office expense changes – meet…

Join me in this podcast as we unravel the secrets to smooth money talks in new relationships, including … 💑Prioritizing open communication: I can’t stress how important this – prioritizing open communication fosters a safe environment for discussing financial matters with your partner. 💑Breaking the ice with money questions: Icebreaker…

Embark on a journey of insightful revelations with Laura Englund as she unravels the intricacies of navigating life transitions, including these three key takeaways that might just reshape your perspective: 🙌 Early Conversations Are Key: Laura passionately advocates for the power of early conversations and strategic planning when it comes…