Episode 3 – The Biggest Retirement Mistakes You Don’t Want to Make

Saving for retirement is a lifelong process and it’s important for your future that you plan how you’ll save properly. But it’s easy to get tripped up by making common financial mistakes like not starting early enough or not seeking out advice from a professional financial advisor (they’re not just…

Episode 2 – How Financial Advisors Are Compensated

How financial advisors are compensated matters. How does yours get paid? The way a financial professional makes their money may affect the quality of service they give, or the products they encourage you to invest in. Someone might appear to be offering free financial advice since you never see the…

Episode 1 – You Can’t Do This Alone

Our circles of people who are in our corner are so important – whether it’s your friend circle, family or financial. Oh wait, have you ever thought about your financial circle?  It’s that group of people who you look to for guidance, help you feel confident with your money and…

3 Tips to Creating a Positive Money Message

  I feel as though I have started late in life with attempting to share a healthy relationship with money with my daughters. I never truly began my own journey to my money story until my marriage was ending. In the early years (okay, including the present moment as well),…

Retirement Planning-5 Facts that No One Told You About

Many people think about their retirement often and most begin their retirement planning way before they are close to retirement age.  However, some people only consider how much money they need in their RSP’s or pension when discussing their retirement plans.  There is so much more that you need to…

What I Wish Everyone Knew About Retirement Planning

We are introducing a new tool that we think you will really appreciate called The Retireability Score.  Find out What I Wish Everyone Knew About Retirement Planning.   The Retireability Score is an online questionnaire that will take 10 – 15 minutes to complete. It will help you answer your retirement ready questions….

Investing in your 40’s

I wanted to share with you a question that came up with a couple that I just met: Q: We are in our early 40’s and have 2 young teens. We just finished paying off our mortgage and are now free and clear. Because our goal was paying down the…

Pay Down Your Mortgage or Top-up Your TFSA?

Pay down mortgage or top-up your TFSA The question of reducing debt or contributing to savings will continue to be debated for as long as people plan to retire in Canada. The battle is whether to pay down your mortgage or top-up your TFSA. Of course opting for both: reducing…

Planning For Financial Well Being In Your Relationship

With this being the busiest season for weddings I thought I would share a few tips for newlyweds.  Planning for your financial well being should start before the wedding day. I was going to title this ‘Tips before tying the knot’ and then I realized that these are words of…