Cottage life is one of those things that lots of us dream about and want to make happen. Whether it’s buying a place of our own or renting something for a few weeks at a time, being on the water and away from the hustle of everyday life to make…
CONTINUE READINGBooking your annual post-tax financial planning meeting is really important. Why, you ask? Well, because it gives your financial advisor a chance to look over your full return (yes you MUST take your full tax returns to these meetings, not just the one-pager) so they can give you advice for…
CONTINUE READINGIt’s that time again, financial folks! Time for another episode of The Heart of Your Money. This week I’m diving into a bit of an emotional topic – inheritance. They can be life-changing but also often come with a whole whack-load of emotions like grief and confusion about what to…
CONTINUE READINGDid you know that the age you decide to start drawing from the Canadian Pension Plan and Old Age Security (I HATE that name) actually makes a big difference in terms of the tax you’ll pay and how much you receive? It’s true…yes, you can apply for these benefits when…
CONTINUE READINGWhat would it mean to you if you could take back some time in your week by getting rid of some of those tasks that you hate…like grocery shopping, cooking or cleaning your house? I know a lot of the time we tend to be frugal and save money by…
CONTINUE READINGSpring is the perfect time to do some cleaning and decluttering. Purge the closets, get rid of the stuff that is sitting around collecting dust…and declutter your finances. I know people don’t think about that last one when they think of spring cleaning. But I gotta tell you…it feels great…
CONTINUE READINGRetirement planning is complicated enough with having to try to navigate discovering your vision. Then there comes the added layer if you are planning with a partner and aligning both of your visions. It’s no surprise that this can trip couples up sometimes when they’re not on the same page….
CONTINUE READINGWhen it comes to your investments you want to make sure you’re getting the right advice, not just being sold a financial product that will get your advisor paid. You deserve the best advice that is going to serve your needs first, get you the best returns possible and tax…
CONTINUE READINGWe all know being fired isn’t the most fun feeling in the world…but sometimes it has to happen. And sometimes it has to happen with your financial advisor. I know that can seem uncomfortable, especially considering that this person has intimate knowledge of your financial situation. But sometimes it’s just…
CONTINUE READINGThat time of year is coming up again you guys…yup. It’s tax time. I hear a lot that people aren’t able to get tax advice from their financial advisors…which is odd to me. So the question is—what should you be able to expect from your financial advisor at tax time?…
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