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    Episode 20 – When to Take Your Canadian Pension Plan and Old Age Security

    Episode 20 - When to Take Your Canadian Pension Plan and Old Age Security by Astra Financial

    Did you know that the age you decide to start drawing from the Canadian Pension Plan and Old Age Security (I HATE that name) actually makes a big difference in terms of the tax you’ll pay and how much you receive? It’s true…yes, you can apply for these benefits when…

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    Episode 19 – How to Use Money To Create More Time

    Episode 19 - How to Use Money To Create More Time by Astra Financial

    What would it mean to you if you could take back some time in your week by getting rid of some of those tasks that you hate…like grocery shopping, cooking or cleaning your house? I know a lot of the time we tend to be frugal and save money by…

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    Episode 18 – Spring Cleaning Your Finances

    Episode 18-Spring Cleaning Your Finances by Astra Financial

    Spring is the perfect time to do some cleaning and decluttering. Purge the closets, get rid of the stuff that is sitting around collecting dust…and declutter your finances. I know people don’t think about that last one when they think of spring cleaning. But I gotta tell you…it feels great…

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    Episode 17 – You, Your Partner, and Retirement

    Episode 17 - You, Your Partner, and Retirement by Astra Financial

    Retirement planning is complicated enough with having to try to navigate discovering your vision. Then there comes the added layer if you are planning with a partner and aligning both of your visions. It’s no surprise that this can trip couples up sometimes when they’re not on the same page….

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    Episode 16 – How to Know if Your Financial Advisor is Just Selling a Product

    Episode 16 - How to Know if Your Financial Advisor is Just Selling a Product by Astra Financial

    When it comes to your investments you want to make sure you’re getting the right advice, not just being sold a financial product that will get your advisor paid. You deserve the best advice that is going to serve your needs first, get you the best returns possible and tax…

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    Episode 15 – How to Give Your Financial Advisor the Pink Slip

    Episode 15 - How to Give Your Financial Advisor the Pink Slip by Astra Financial

    We all know being fired isn’t the most fun feeling in the world…but sometimes it has to happen. And sometimes it has to happen with your financial advisor. I know that can seem uncomfortable, especially considering that this person has intimate knowledge of your financial situation. But sometimes it’s just…

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    Episode 14 – What to Expect from Your Financial Advisor at Tax Time

    Episode 14 - What To Expect From Your Financial Advisor During Tax Season by Astra Financial

    That time of year is coming up again you guys…yup. It’s tax time. I hear a lot that people aren’t able to get tax advice from their financial advisors…which is odd to me. So the question is—what should you be able to expect from your financial advisor at tax time?…

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    Episode 13 – How Does Your House Factor Into Your Retirement?

    Episode 12 - How To Put Your Financial Plan on Autopilot by Astra Financial

    I often have people tell me that they think of their home as an asset to consider as part of their retirement planning…which always gives me pause. Yes, it is an asset, but how is that going to ensure you have enough money to get by when you stop working?…

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    Episode 12 – How To Put Your Financial Plan on Autopilot

    Episode 12 - How To Put Your Financial Plan on Autopilot by Astra Financial

    Want to spend life enjoying things like family, friends work, while knowing you’ve taken care of your financial house? Like you’ve cleared all the savings and bill payment clutter from your brain so you have more time to focus on the good stuff? Well then, take the time to put…

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    Episode 11 – How to Choose Your Financial Advisor

    Episode 11 - How to Choose Your Financial Advisor by Astra Financial

    A lot of people don’t know there’s a difference between financial advisors and certified financial planners. But the title says it all. One can perhaps advise (but is also possibly trying to meet product sales quotas), and the other is there to plan your future. I don’t know about you,…

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