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    Your Guide to Hiring a Financial Planner

    Hiring a financial planner shouldn’t feel like a leap of faith, but for many people, it does. Maybe you’ve never worked with one because trust feels impossible. Or maybe you’re stuck with an advisor who doesn’t seem to have your back – someone who pushes products instead of creating plans,…

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    How to Minimize Taxes with Estate Planning

    What should have taken a few weeks to sort out took nearly a year. A family friend passed away with a beautiful legacy—savings, a cabin, investments. But probate delays, unclear paperwork, and taxes turned grief into a nightmare for her kids. That’s exactly what we’re avoiding today. You don’t need…

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    Your Guide to Creating a Tax-Efficient Legacy

    Think legacy planning is only for the wealthy? Think again. Legacy planning isn’t about building hospital wings or naming stadiums after yourself. It’s about having your ducks lined up, organizing things, and making life easier for the people you care about when you’re gone. Canadian legacy planning can be as…

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    Factoring Inflation Into Your Retirement Strategy

    Factoring Inflation Into Your Retirement Strategy by Astra Financial

    Have you ever looked back and thought, “I can’t believe how much everything costs now compared to when I started out”? In 1996, I bought my first house for $40,000 with a $350 monthly mortgage payment. Today, that same house would sell for eight times as much. This is inflation…

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    Longevity Risk and Your TFSA Strategy

    We spend our working lives saving for retirement, but what if the biggest risk isn’t the markets? It’s living too long. The average Canadian retiree now lives well into their eighties—great news, unless your money doesn’t last as long as you do. Most retirement income plans quietly taper off around…

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    The Go-Go, Slow-Go and No-Go Years of Retirement

    Picture this: you’re planning “retirement” like it’s one big phase. Golf every day, travel the world, maybe some time with the grandkids. But here’s what I learned when I took my mom to Europe and watched a retired NBA player struggle through the tour. Retirement isn’t one phase—it’s three completely…

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    How to Manage the Deaccumulation and Withdrawal Phase of Retirement in an Economic Downturn

    You’ve saved diligently, planned carefully, and can finally see retirement on the horizon. Then the market crashes. Does this mean putting your dreams on hold? Not necessarily. In this episode of Heart of Your Money, we dive into the often-overlooked “deaccumulation phase” – how to spend your retirement savings wisely…

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    Effort Over Results: Quinn Magnuson’s Journey from CFL to Leadership Coach

    In this inspiring episode, we sit down with Quinn Magnuson, a former CFL player who has successfully transitioned from professional sports into business advising and leadership coaching. Quinn shares his remarkable journey from growing up on social assistance to earning a football scholarship that changed his life path. His unique…

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    Canadian Tax Rates 101 and Strategic Withdrawal Strategies

    Tax Rates 101 and Strategic Withdrawal Strategies - Astra Financial

    Whether you’re just receiving your first paycheck or mapping out your retirement, understanding Canada’s tax system is crucial for your financial well-being. Consider this your Canadian Tax Rates 101 Guides! In this episode of Heart of Your Money, I break down marginal tax rates and progressive taxation in simple, practical…

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    Tariffs, Turmoil, Truth: What’s Really Happening in the Markets

    Markets are in turmoil as new tariffs shake investor confidence, but is this truly the crisis the headlines suggest? In this episode, we cut through the panic to reveal what these trade policies really mean for your portfolio. Get the straight facts on the recent US tariff announcements, understand their…

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    ReInspirement

    A Workbook For Planning A Financially-Sound Retirement

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    RECENT POSTS

    Your Guide to Hiring a Financial Planner

    September 8, 2025

    How to Minimize Taxes with Estate Planning

    August 25, 2025

    Your Guide to Creating a Tax-Efficient Legacy

    August 4, 2025