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    Canadian Tax Rates 101 and Strategic Withdrawal Strategies

    Tax Rates 101 and Strategic Withdrawal Strategies - Astra Financial

    Whether you’re just receiving your first paycheck or mapping out your retirement, understanding Canada’s tax system is crucial for your financial well-being. Consider this your Canadian Tax Rates 101 Guides! In this episode of Heart of Your Money, I break down marginal tax rates and progressive taxation in simple, practical…

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    Tariffs, Turmoil, Truth: What’s Really Happening in the Markets

    Markets are in turmoil as new tariffs shake investor confidence, but is this truly the crisis the headlines suggest? In this episode, we cut through the panic to reveal what these trade policies really mean for your portfolio. Get the straight facts on the recent US tariff announcements, understand their…

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    Beyond the Financial Portfolio: Investing in Community

    Beyond the Financial Portfolio: Investing in Community by Astra Financial

    In a world increasingly focused on digital connection, there’s something profoundly human about gathering in a circle to share stories. My conversation with Fraz Wiest, Development and Community Engagement Administrator at Regina’s Globe Theatre, explores how theatre creates authentic bonds that transcend entertainment. As Canada’s only permanent theatre-in-the-round completes its…

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    The importance of aligning investments with retirement lifestyle goals

    The importance of aligning investments with retirement lifestyle goals by Astra Financial

    What does your ideal retirement lifestyle look like? Before diving into investment strategies and portfolio allocations, we need to start with a more fundamental question: What truly matters to you? In this episode of Heart of Your Money, we explore how understanding your core values transforms financial planning from a…

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    The Simple Way to Structure Cash Flow in Retirement

    Episode 128 - The Simple Way to Structure Cash Flow in Retirement

    Ready to structure cash flow in retirement but feeling overwhelmed? While it might not be the most exciting topic, creating a clear system for your retirement income and expenses is crucial for a stress-free future. In this episode, I’m breaking down a simple yet effective two-bucket approach to managing your…

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    Costly Mistakes that Retirees Make About Government Benefits

    Retirement planning can be complex, but few aspects are as critical as understanding your government benefits. In this episode of Heart of Your Money, we’re tackling four costly mistakes that could be diminishing your retirement income. From underestimating the true value of CPP and OAS to getting blindsided by the…

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    Shifting from Nest Egg Retirement Mindset to Multiple Retirement Income Streams

    Shifting from Nest Egg Retirement Mindset to Multiple Retirement Income Streams by Astra Financial

    Are you staring at your retirement savings, wondering if it will be enough? You’re not alone. Many retirees struggle with the emotional shift from saving to spending, often feeling anxious about “turning on the tap” of their hard-earned nest egg. But there’s a more empowering way to think about retirement:…

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    The New Retirement Reality

    The New Retirement Reality by Astra Financial

    The retirement landscape has transformed dramatically over the past few decades. Gone are the days when you could count on working for one company, receiving a comfortable pension, and settling into a predictable retirement routine. Today’s new retirement reality demands a different approach—one that acknowledges longer lifespans, changing work patterns,…

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    Creating Happiness in Retirement

    In my latest episode of “”The Heart of Your Money,”” I dive into a topic close to my heart: happiness in retirement. I’ve learned that it’s about so much more than just financial security—it’s about creating a fulfilling life after your working years.  Drawing from the renowned Harvard Study of…

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    Your Guide to Staying Safe Online Part 2 with RCMP Officer Brian Ferguson

    In this eye-opening episode of our podcast, we dive deep into the world of online safety with RCMP Officer Brian Ferguson. Consider this your ultimate guide to staying safe online.  Brian shares invaluable insights on protecting yourself from cyber threats, including the importance of regular password changes, the risks of…

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    ReInspirement

    A Workbook For Planning A Financially-Sound Retirement

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    RECENT POSTS

    Tax Rates 101 and Strategic Withdrawal Strategies - Astra Financial

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    Beyond the Financial Portfolio: Investing in Community by Astra Financial

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