Category: Financial Planning

We often think about our financial and estate planning for when we pass away but there is something else that can be even more meaningful for your family – a life letter. It’s a letter that’s an opportunity to say all of the things that you would say to your…

In Case of Emergency Conversations to Have Now – Life is largely based on plans….whether it’s planning our day, the next family vacation or how to buy that new car. So what happens if you can’t be in charge of the plans. What if something happens to you and you…

Getting organized is such a satisfying feeling, right? Like when you get your closet all sorted or you get that nightmare of products and impulse buys under the bathroom sink finally put together the way you want it. Well, getting your important information organized feels just as good. I’m talking…

  Inheritance conversations with siblings can be difficult. We (hopefully) often think about our own estate planning that we do with our financial advisors…but have you also considered the conversations with family about it all? And what about the conversations you inevitably need to have with your siblings around your…

This week on Heart of Our Money talks, I’m digging into something that confuses a lot of people – how financial product fees work. I know you might be thinking, “Didn’t she do this episode already?” Nope. that was on how your advisor is paid – product fees are totally…

Many people think about estate planning as something to do in retirement, not something we consider in our 30s or 40s. But if something happens to you or your partner earlier on in life, it’s important to have plans in place. In my latest podcast, I am joined by my…

Cottage life is one of those things that lots of us dream about and want to make happen. Whether it’s buying a place of our own or renting something for a few weeks at a time, being on the water and away from the hustle of everyday life to make…

Booking your annual post-tax financial planning meeting is really important. Why, you ask? Well, because it gives your financial advisor a chance to look over your full return (yes you MUST take your full tax returns to these meetings, not just the one-pager) so they can give you advice for…

It’s that time again, financial folks! Time for another episode of The Heart of Your Money. This week I’m diving into a bit of an emotional topic – inheritance. They can be life-changing but also often come with a whole whack-load of emotions like grief and confusion about what to…

Did you know that the age you decide to start drawing from the Canadian Pension Plan and Old Age Security (I HATE that name) actually makes a big difference in terms of the tax you’ll pay and how much you receive? It’s true…yes, you can apply for these benefits when…