Starting Your Holiday Savings Challenge Early

Unwrap your holiday savings secrets a little early!

In the latest podcast, I spill the (cocoa) beans on:

  • Early holiday prep for stress-free finances.
  • Relatable shopping blunders.
  • And how to join my FREE savings challenge for a wallet-friendly and joyful season.

Join me for a holiday savings journey and let’s sleigh this holiday season together! Tune in to “Episode #105- Starting Your Holiday Savings Challenge Early” now!

Show Notes:

Hey there, welcome back. 

Today’s episode is a holiday savings challenge that aims to eliminate your spending guilt and the money hangover that typically hits about four months from now—the after-Christmas money blues. I can hear your thoughts right now, wondering if it’s a bit too early to start planning for this, Zena.

But yes, that’s exactly what I’m suggesting. We need to get ahead of the spending and start considering the money that should be set aside right now. Thinking about the financial implications of the holidays can’t come too soon, and by beginning early, you’ll be able to save without even really noticing it, avoiding that post-holiday guilt fest when the credit card bills roll in.

For those of you who have been with me for some time, because it’s been a few years, consider this your reminder to get started. I know you’ve heard this before, but please bear with me. I’m going to share the story of why I created this challenge.

It all began out of necessity for myself, way back when. I was that unprepared, frantic, and crazy-looking individual on December 24th, desperately trying to find gifts for my family members. In my last-minute pursuit, I often found myself swinging between two emotions: scarcity and a sense of defeat due to overspending.

My December 24th shopping under scarcity has led me to purchase the cheapest items, devoid of any meaningful sentiment. It felt like a begrudging chore. The other holiday shopping monster that occasionally reared its head was the overspending demon driven by desperation. This happened because I failed to plan ahead and couldn’t think of a suitable gift idea, resulting in buying an outrageously expensive last-minute gift.

Have you ever been in those situations? I’m sure you have. Please tell me I’m not the only one riding this roller coaster. Both of these shopping failures left me with a money hangover guilt. My scarcity loop made me feel guilty about spending on worthless items, while overspending punched a hole in my wallet.

The holiday challenge I have for you will eradicate this guilt because it equips you with a template and plan to navigate the spending frenzy. It’s easy to get lost in the noise and pressure of the holiday season, so thinking and planning ahead is crucial. If you want to avoid the holiday money hangovers with me, sign up for the free holiday savings challenge.

When you join, you’ll receive a holiday savings planner and helpful tips on how to prepare best. Everything will be delivered straight to your inbox. I understand that it’s only fall right now, but this gives us a few months to get ahead of it and eliminate the frantic emotions and overspending that might occur. You’ll have a systematic approach and cash saved up in advance.

This was a game-changer for me, and it’s one of the most popular requests I receive. People keep asking, “Are you doing it again this year?” So I’ve automated it to occur every early fall. I’m resending this message to you to start your holiday savings now. Join the holiday savings challenge—it’s free.

You can find it over at my personal website: Grab your pen or start typing savings challenge. Alternatively, send me an email at [email protected] to reach out, and we’ll get you signed up easily.

That’s it for this week. Talk to you soon.