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Episode 5 – End of Year Financial Checklist

Episode 5 - End of Year Financial Checklist by Astra Financial

  A new year is almost here (whew, we made it!) and this is a great time to do a financial checklist to see how you did this year in terms of meeting your goals, paying off debts and figuring out what you want to make happen in the year…


Episode 4 – Pandemic Pension

Episode 4 - Pandemic Pension by Astra Financial

The biggest Pandemic Pension question I’m getting asked right now is should I stay in a defined benefit pension or take a commuted value? What are the pros and cons to each? I know people hate this answer but it’s different for everyone. There is no one-size-fits-all answer here. There’s…


Episode 3 – The Biggest Retirement Mistakes You Don’t Want to Make

Episode 3: The Biggest Retirement Mistakes You Dont Want to Make

Saving for retirement is a lifelong process and it’s important for your future that you plan how you’ll save properly. But it’s easy to get tripped up by making common financial mistakes like not starting early enough or not seeking out advice from a professional financial advisor (they’re not just…


Episode 2 – How Financial Advisors Are Compensated

Episode 2: How Financial Advisors Are Compensated

How financial advisors are compensated matters. How does yours get paid? The way a financial professional makes their money may affect the quality of service they give, or the products they encourage you to invest in. Someone might appear to be offering free financial advice since you never see the…


Episode 1 – You Can’t Do This Alone

You Can't Do This Alone by Astra Financial

Our circles of people who are in our corner are so important – whether it’s your friend circle, family or financial. Oh wait, have you ever thought about your financial circle?  It’s that group of people who you look to for guidance, help you feel confident with your money and…


Mortgage Insurance -Yes or No?

mortgage insurance

In the last few weeks I have been asked more than a few times to give my opinion regarding mortgage insurance from the bank.   Do you really need mortgage or line of credit insurance from the bank? The answer is NO and here’s why….. You have bought a new…


What You Need to Know About Tax on CERB Payments

What You Need to Know About Tax on CERB Payments

If you or a family member have collected CERB payments, you will need to make a plan for any possible tax owing. Here is an article from tax expert Jamie Golombek that will help you navigate the tax consequences for your 2020 tax year.  READ HERE  


Retirement Withdrawals and the Importance of Sequence of Returns

Edgepoint has put together a great article that explains the sequence of returns. The easiest way to think of sequence of returns is to picture the opposite of dollar cost averaging (adding to investments monthly, bi-weekly or weekly). The sequence of returns is the timing of your withdrawals in retirement….


Salvation Army Back to School Donation Success!

This year was a record for gathering backpacks and supplies!   We had school supplies come in worth over $600. Astra matched that for a record donation worth over $1200. (That was a fun Walmart shopping trip!!)   Supplies delivered and met with many thanks from the Salvation Army Haven…


Astra Client Spotlight

Astra Client spotlight features our clients and their words so that we can gain more insight and learn from each other. Meet Astra members, Stacey and Shawn. We asked them a few questions:   Tell us about yourselves.  What do you do for fun and how do you stay busy?…



A Workbook For Planning A Financially-Sound Retirement



Episode 35 - Pros and Cons of Switching Pension Plans by Astra Financial

Episode 35 – Pros and Cons of Switching Pension Plans

September 20, 2021
Episode 34- Real Estate Talk by Astra Financial

Episode 34 – Real Estate Talk

September 6, 2021
The #1 Thing Sabotaging Your Money by Astra Financial

Episode 33 – The #1 Thing Sabotaging Your Money

August 30, 2021