Estate Planning Eliminate Your Fears And Doubts

Death and Taxes Benjamin Franklin once claimed there are two things in life that you can’t avoid: death and taxes. In the case of those people who die without a will and proper estate planning, the saying can easily be changed to:  death and more taxes. The wise Benjamin Franklin also once said, “By failing… Read more »

What I Wish Everyone Knew About Retirement Planning

We are introducing a new tool that we think you will really appreciate called The Retireability Score.  Find out What I Wish Everyone Knew About Retirement Planning.   The Retireability Score is an online questionnaire that will take 10 – 15 minutes to complete. It will help you answer your retirement ready questions. When you’re done, click finish and you… Read more »

More Than Financial Planning

Amidst all of the US election noise and the financial market speculations that will come in the following days, I want to share with you a positive and uplifting note, something to take our minds off of the news and media blitz that we have been bombarded with. This month I want to share with… Read more »

Investing in your 40’s

I wanted to share with you a question that came up with a couple that I just met: Q: We are in our early 40’s and have 2 young teens. We just finished paying off our mortgage and are now free and clear. Because our goal was paying down the mortgage, we had no extra… Read more »

Pay Down Your Mortgage or Top-up Your TFSA?

Pay down mortgage or top-up your TFSA The question of reducing debt or contributing to savings will continue to be debated for as long as people plan to retire in Canada. The battle is whether to pay down your mortgage or top-up your TFSA. Of course opting for both: reducing debt and increasing savings is… Read more »

Planning For Financial Well Being In Your Relationship

With this being the busiest season for weddings I thought I would share a few tips for newlyweds.  Planning for your financial well being should start before the wedding day. I was going to title this ‘Tips before tying the knot’ and then I realized that these are words of advice for financial well being… Read more »

Retirement Myths Debunked

We are experiencing a silver Tsunami. The leading edge of the Boomers turned 65 six years ago. On average, 1,250 Canadians turn 65 years old every single day. Most Boomers were born between 1961 -1965. That’s why you feel everyone has been turning 50. And people are living longer, much longer. With all of this… Read more »

Brexit and Canadian Investors

Executive Summary Great Britain has decided, via referendum, to leave the European Union.  The shock and surprise of this decision sent markets into turmoil after the result was announced. There is much to be decided, and the effects of these decisions, that will then become the basis for further negotiation to depart, or provide additional… Read more »

Can you answer these 3 questions?

Are You Smarter Than A 20-Something American? There is a study from San Diego State University that found a gap in financial knowledge and behaviour in young people.  The study asked the following 3 questions. See if you know the answer. Do you think that the following statement is true or false? Buying a single… Read more »

Estate Planning Mistakes of the Rich and Famous

In the spirit of our Wills & Executor 101 evening coming up on Wed April 27th, I thought I would share a few stories from Estate Planning Mistake of the Rich and the Famous.    Michael Crichton, best-selling author did leave a will but it excluded any unborn  children. This is a typical provision in a… Read more »