My two-cents on Critical Illness Insurance

I am always hesitant with insurance products. I like to do my homework and investigate all products. Only when there is a need and a necessity do I recommend insurance. Critical Illness Insurance is one that I often recommend. It is a lump sum that is paid to you if you are diagnosed with a… Read more »

Your Biggest Wealth-What is it?

The health of your mind, body, and relationships is your biggest wealth. It is vital to nurture these assets while you nurture your finances. It is fair to want and need support and collaboration to run a household and manage the family finances. One person may want to do all of this alone, but creating… Read more »

Independence

I wanted to share with you a note from PEAK management. It speaks volumes as to why I have chosen to align my company, Astra Financial with PEAK.   You may have heard that some employees at Canada’s largest banks have reported that high-pressure tactics may have been used to ensure they meet their sales… Read more »

Provincial Budget – Get the LowDown

The Saskatchewan government is increasing the provincial sales tax (PST) to deal with a deficit forecast at $685 million as the province looks to return to a balanced budget in three years. The PST is increasing one percentage point to six per cent effective March 23, 2017. PST is being expanded to apply to children’s… Read more »

Federal Budget – Get the LowDown

On Wednesday, March 22nd at 4 pm, Bill Morneau, Federal Minister of Finance, delivered his Federal budget in the House of Commons.  The budget is titled “Building a Strong Middle Class”. What you Need to Know The Federal budget was described as a “wait-and-see” budget by CBC news, with a significant amount of political uncertainty,… Read more »

Money and Relationships -Adding Heart To Decisions

    It took almost a decade for me to realize the importance of money and relationships.  My career was beginning in finance and my life was becoming the place to practice my passion. I have learned things along the way from books, courses, professional designation, but more importantly from practice. And while I can’t… Read more »

First Woman on the Canadian bank note

$10 Canadian Bank Note Viola Desmond is considered an icon of human rights and freedom movement in Canada. She was a successful Nova Scotia business woman known for defiantly refusing to leave a whites-only movie theatre in 1946.  She was jailed, convicted and fined.  Her case was the first known legal challenge against racial segregation… Read more »

End of year tax updates you need to know

2016 -end of year tax updates you need to know It has been a whirlwind of tax changes so I have put together a short video that shares the end of year tax updates that you need to know by Dec 31st.         Principle Residence Exemption The Principal Residence rules allow every… Read more »

Retirement Planning-5 Facts that No One Told You About

Many people think about their retirement often and most begin their retirement planning way before they are close to retirement age.  However, some people only consider how much money they need in their RSP’s or pension when discussing their retirement plans.  There is so much more that you need to know and to consider. Here… Read more »